Why choose the Cap Tempo Expat ?

Medical fees at 100% (including covid)

We insure your emergency medical fees and your hospitalization in the event of an accident or sudden and unexpected illness (including specialists, analyses, pharmacy). Reimbursement is 100% (pre-existing conditions are excluded)
A 24-hour medical assistance and repatriation service

The assistance service is at your disposal 24/7 in case of a medical problem, to organise an emergency repatriation or an early return to your country of residence.
Civil Liability

You are covered in the event of unintentional damage to a third party or to the accommodation you rent in your country of expatriation.
Worldwide coverage

Enjoy being covered worldwide for your holidays less than 90 days!
Payment in 3 installments

You can make 3 payments: 1/3 at subscription, 1/3 the following month and 1/3 the month after.

Benefits of Cap Tempo Expat

Repatriation-assistance 24/24

Your repatriation is covered at 100% of the real costs. If the Doctors decide that you must return home for the continuation of a treatment, your repatriation is fully taken care of and paid for!
Medical expenses and hospitalization abroad

Your medical expenses are 100% covered and with no deductible. Beware: your medical expenses are covered for sudden and unforeseen illnesses and accidents.
Presence in the event of hospitalization

If you are hospitalized in your country of expatriation, we organize and cover a round trip for a family member and their hotel costs.
Early return of the insured

In the case of a serious hospitalization or death of a relative, we cover the actual costs of your early return home.
Overseas civil liability up to 4 000 000€

If you are responsible for damages or injuries to a third-party (someone you do not know), you are covered up to 4 000 000e.
Search and rescue expenses up to 5 000€

Search and rescue expenses at sea, in the mountains, or the desert, are reimbursed with an invoice, up to 5 000 € per person.
Individual Accident

In the event of a serious accident causing disability or death, you can be compensated from 10 000 to 50 000€.

Yes, if you are less than 65 years old.
You can subscribe to this policy if you are already abroad on a student, internship or working holiday visa, for which you were covered by Chapka.
Yes, if you are a resident of the European Union, Switzerland, New Caledonia or the French Polynesian Islands.
Yes, if you do not have the nationality of your country of expatriation.
This policy is valid for one year and is not renewable.
Yes, if you subscribe before your departure and start of expatriation.

Zone 1: Worldwide, except zone 2
Zone 2: USA - Canada - Singapour - Hong Kong - Japan - Switzerland - Bahamas

Zone 1: Worldwide, except zone 2
Zone 2: USA - Canada - Singapour - Hong Kong - Japan - Switzerland - Bahamas

Zone 1: Worldwide, except zone 2
Zone 2: USA - Canada - Singapour - Hong Kong - Japan - Switzerland - Bahamas

Immediately and without obligation