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Chapka travel Insurance

Immediate COVID
insurance certificate

Cap Explorer

The complete insurance solution made for serene travels!

From 24 € per pax

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This contract was tailor-made by Chapka, in partnership with  Inter Partner Assistance

Why choose the Cap Explorer ?

Benefits of Cap Explorer

Explorer' Multirisk & Supplementary Bank Card

  • Cancellation of trips up to 10 000€

    In the case of an unforeseeable, external and justified reason, the cancellation for all justified and sudden events, protects your vacation capital up to 10 000€ per person. Beware: this guarantee is not included in Explorer’Assistance.

  • Medical expenses and hospitalization covered up to 300 000€

    Your medical expenses are covered up to 300 000€ per person. Beware: Your medical expenses are covered for sudden and unforeseen illnesses and accidents.

  • Early return of the insured

    In the case of a serious hospitalization or death of a relative, we cover the actual costs of your early return home.

  • Luggage Insurance up to 2 000€

    Your luggage is protected against theft and damages during your trip and transportation, up to 2 000 €.

  • Presence in the event of hospitalization

    If you are hospitalized at your travel destination, we organize and cover a round trip for a family member and their hotel costs up to 1000€.

  • Impossible return due to transport disruption

    If your return is impossible for transport disruptions, you are compensated up to 1 000€.

  • Advance of bail bond

    If a bail bond is necessary, we advance such bail up to 15 245 €.

  • Legal Fees

    In the event you should need legal assistance, your fees are covered up to 3 000€.

Explorer'Cancellation

  • Cancellation of trips up to 10 000 €

    In the case of an unforeseeable, external and justified reason, the cancellation for all justified and sudden events, protects your vacation capital up to 10 000€ per person.

  • Trip Interruption up to 7 000€

    In the event of your medical repatriation or early return including a premature return for sanitary reasons, your terrestrial services (an excursion for example), are reimbursed up to 7 000€.

  • Inability to depart due to transport disruption

    If your departure is impossible due to transport disruptions, you will be compensated up to 1000€ per person in the event of a missed connection, and up to 2000€ per person in the event of a complete cancellation of your trip.

Explorer'Assistance

  • Medical expenses and hospitalization covered up to 300 000€

    Your medical expenses are covered up to 300 000€ per person. Beware: Your medical expenses are covered for sudden and unforeseen illnesses and accidents.

  • Early return of the insured

    In the case of a serious hospitalization or death of a relative, we cover the actual costs of your early return home.

  • Presence in the event of hospitalization

    If you are hospitalized at your travel destination, we organize and cover a round trip for a family member and their hotel costs up to 1000€.

  • Impossible return due to transport disruption

    If your return is impossible for transport disruptions, you are compensated up to 1 000€.

  • Advance of bail bond

    If a bail bond is necessary, we advance such bail up to 15 245 €.

  • Legal Fees

    In the event you should need legal assistance, your fees are covered up to 3 000€.

  • Search and rescue expenses up to 4 600€

    Search and rescue expenses at sea, in the desert or the mountains (including off-track ski) are reimbursed with an invoice, up to 4 600 €.

  • Trip Interruption up to 7 000€

    In the event of your medical repatriation or early return including a premature return for sanitary reasons, your terrestrial services (an excursion for example), are reimbursed up to 7 000€.

Table of benefits
Terms and conditions

Is this policy right for me?

Our rates

Explorer'Cancellation

Rates calculated by the amount of your trip

Amount of your trip
Cancellation
0 to 300 €
24 €
301 to 600 €
32 €
601 to 900 €
38 €
901 to 1 300 €
48 €
1 301 to 1 600 €
62 €
1 601 to 2 500 €
79 €
2 501 to 3 500 €
112 €
3 501 to 4 500 €
139 €
4 501 to 6 000 €
179 €
6 001 to 8 000 €
225 €
8 001 to 10 000 €
269 €


Good to know !
You are travelling as a party of 3 or more? Benefit from a 15% discount!

Explorer' Multirisk

Rates calculated by the amount of your trip and by destination

Amount of your trip
Zone 1 Zone 2 Zone 3
0 to 300 €
52 €
58 €
61 €
301 to 600 €
58 €
64 €
67 €
601 to 900 €
65 €
70 €
72 €
901 to 1 300 €
79 €
84 €
86 €
1 301 to 1 600 €
92 €
98 €
101 €
1 601 to 2 500 €
100 €
120 €
130 €
2 501 to 3 500 €
148 €
162 €
169 €
3 501 to 4 500 €
175 €
196 €
206,50 €
4 501 to 6 000 €
198 €
224 €
237 €
6 001 to 8 000 €
240 €
260 €
270 €
8 001 to 10 000 €
298 €
320 €
331 €

Zone 1 = Europe and the mediterranean region (see definition in T&Cs).
Zone 2 = Worldwide excluding countries of Zone 1 & 3. 
Zone 3 = Worldwide Incl. US, Canada, Caribbean, South Africa, Singapore, Japan and Nepal.

Good to know !
You are travelling as a party of 3 or more? Benefit from a 15% discount!

Explorer'Assistance

Rates depending on your destination

Your destination
From1 to 31 days From 32 to 60 days
Zone 1 : Europe. 
31 €
52 €
Zone 2 : Worldwide (except listed zone 1 & 3).
38 €
59 €
Zone 3 : USA, Canada, Caribbean, South Africa, Singapore, Japan and Nepal. 45 € 70 €

Rates per person.

Group of 10 people or more

Rates depending on the chosen formula

Formula % of the amount of your trip
Cancellation
2,20 %
Multirisk 3,85 %

My personalized rate

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Our answers
to your questions

All questions on the Cap Explorer
FAQ