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Chapka travel Insurance

covid-19.png Covid-19 - What is covered by your policy?

 

What is covered :

  • Cancellation due to infection by Covid-19 before departure upon medical proof (positive test results mandatory), only if the cancellation option is subscribed.
  • Cancellation if a family member is hospitalized or deceased due to Covid-19, only if the cancellation option is subscribed.
  • Cancellation due to medical quarantine before departure upon medical proof (positive test results mandatory), only if the cancellation option is subscribed.
  • Medical and hospitalization costs if you are infected with Covid-19 at destination and medical repatriation if recommended by the medical assistance.
  • Extension of stay on-site if you are ill due to Covid-19 at destination.
  • Early return if a family member in your home country is hospitalized or deceased due to Covid-19.
  • Trip interruption expenses due to infection of Covid-19 within the terms of the policy.

What is not covered : 

  • The cost of the mandatory PCR test in order to get to your holiday destination
  • Cancellation due to lockdowns requested by my government, authorities, or without medical justifications.
  • Cancellation due to closed borders/airports at the departure and destination.
  • Cancellation because a quarantine is imposed at destination.
  • Cancellation because my destination is impacted by Covid-19 and I am afraid to get infected or be imposed a quarantine.
  • Cancellation due to a Covid-19 quarantine when my test results are negative.
  • Quarantine at destination.
  • Trip interruption if my destination or holiday location (hotel, resorts…) are on lockdown or a declared state of emergency.
  • Medical repatriation because I am blocked at my destination because of a generalized lockdown (closure of borders, airports, lack of transportation…).

     

 

The insurance certificate sent to you automatically once you have subscribed mentions the coverage of Covid-19 (in the limits of your contract) 


This answer only relates to: Cap Assistance 24/7.