Covid-19 - What is covered by your policy? |
What is covered :
- Cancellation due infection by Covid-19 before travel,
- Cancellation due to quarantine (justified by a positive test) before travel,
- Cancellation following hospitalisation or death of a family member affected by COVID-19,
- Medical and hospitalization costs if you are infected with Covid-19 at destination and medical repatriation if recommended by the medical assistance,
- Extension of stay on-site if you are ill due to Covid-19 at destination,
- Early return if a family member in your home country is hospitalized or deceased due to Covid-19,
- Trip interruption expenses due to infection of Covid-19 within the terms of the policy.
What is not covered :
- Cancellation due to travel restrictions as a direct result from a sanitary event (including a pandemic, even Covid-19), known to the World Health Organization at the time of booking the trip. These may include: lockdown, closed borders/airports and destination, imposed quarantine at destination,
- Cancellation due to illness without a medical certificate from the treating medical practitioner,
- The cost of the mandatory PCR test in order to get to your holiday destination,
- Quarantine at destination,
- Trip interruption if my destination or holiday location (hotel, resorts…) are on lockdown or a declared state of emergency,
- Medical repatriation because I am blocked at my destination because of a generalized lockdown (closure of borders, airports, lack of transportation…).
Important :
- The cancellation reasons listed above are only covered by your Cap Assistance policy if you have subscribed to the cancellation option.
- The insurance certificate sent to you automatically once you have subscribed mentions the coverage of Covid-19 (in the limits of your contract)
This answer only relates to: Cap Assistance 24/7.