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Chapka travel Insurance

What are the Cap Au Pair main exclusions regarding medical expenses?

The insurance covers sudden diseases and accidents.

The following are exclusions from this contract:

  • Unstable preexisting conditions and relapse of previously reported diseases
  • Eyeglasses, contact lenses, prostheses
  • Orthodontics
  • Pregnancy already known before the effective date of the cover and voluntary termination of pregnancy (except if medically necessary)
  • Spa treatments, examinations and routine checkups, or preventive tests and treatments, contraception
  • Back pain, sciatica, herniated disc, parietal, intervertebral ligament, scrotal inguinal and umbilical white line.
  • Nervous or mental illnesses that required a less than 3 consecutive day hospitalization
  • Rehabilitation, osteopathy, chiropractic and physical therapy (unless prescribed as a consequence of a covered illness or accident)
  • Accident due to the participation to an official sport event
  • The consumption of drugs, narcotics and similar substances

This answer only relates to: Cap Au Pair.