There is no obligation to take out travel insurance. You can take out an insurance for yourself and not subscribe for the people travelling with you, it’s your choice.
However, if a cancellation benefit is offered, we recommend that all people traveling together subscribe to it.Indeed, if one of the travellers has to cancel his/her trip (for medical reasons for example), the others would be refunded for the trip should they not want to travel on their own. Otherwise, only the person affected by the accident, and who subscribed to an insurance, will be refunded for the cancellation penalty fees.
Furthermore, for trips involving more than 10 people, we have designed a tailor made policy: Cap Group that can be purchased online by all participants.