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What are the exclusions in medical expenses for the Cap Working Holiday?

 

 The Cap Working Holiday does not cover:

  • Pre-existing and non-consolidated illnesses
  • Routine examinations (examples: check-up, pap smear, vaccination, contraceptives)
  • Optical except in case of an accident
  • Lumbago, sciatica, lumbosciatica, slipped disc, dorsalgia. Please refer to the general terms and conditions of your policy.
  • High risk sport such as aerial sport, motorised sport (all motorised vehicles), mountain climbing, scuba diving at more than 40 meters.
  • Nervous disorders

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