What is not covered by the "medical expenses" guarantee:

- Pre-existing illnesses that occurred within 2 years prior to the date of travel.

- Comfort and Preventive care such as: check-ups, vaccinations, scaling, screening tests, etc.

- Non-emergency expenses and treatments that can wait until your return to your home country

- Pregnancy expenses

- Eyeglasses and Contact lenses

- Orthodontics and any other prosthesis

- Cosmetic treatments and surgical procedures

- Alternative medicine techniques ( ex : Osteopathy, physiotherapy, chiropractic, etc.)

- Medical expenses related to negligence: alcohol and drug use, attempted suicide, etc.

- Expenses incurred without the agreement of the assistance team

It’s important to understand that this policy is not suitable for "medical tourism", trips undertaken for the purpose of obtaining medical diagnoses.