You can subscribe online anytime, up to the day before your departure.
Please note that we do not cover illnesses or accidents which occurred prior to the policy effective date.
If you are already travelling, a 12 day waiting period is used in all cases except for a personal accident certified by competent authorities. You will not be covered if you’re sick and checking out to the doctors during 12 days
This answer only relates to: Cap Working Holiday, Cap Student, Cap Volunteering.