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58 €
per month

Cap Tempo Expat

The insurance for your first year of expatriation

Your decision is made! You are ready to go abroad on an employment contract or you are travelling for your new business project overseas. Or you have decided to settle professionally abroad after a year of Working Holiday, internship, studies, or to join your expatriate companion.

Cap Tempo Expat is the temporary insurance solution for your first year of expatriation. This insurance covers the costs of doctor’s visit, hospitalization and repatriation expenses only in the event of an unforeseeable circumstance such as : an accident, an emergency or an illness.

This unique formula is an ideal replacement for the traditional expatriate health insurance coverage (that normally costs thousands of euros) as it provides the peace of mind you need in case of medical emergency for up to 12 months. This gives you enough time to settle down safely during your integration in the host country while learning the ins and outs of the local health insurance system.


  • Repatriation Assistance : actual costs with a 24 /7 emergency hotline
  • Unlimited emergency medical & hospital expenses starting from the 1st Euro
  • Reminder : This insurance provides quality coverage in the event of an unpredictable medical emergency, sickness or accident. It is not a complete health plan. More information about the medical expenses cover

  • Emergency dental coverage: €500
  • Bedside compagnion in case of hospitalization: Roundtrip Ticket and Hotel
  • Trip Interruption (in case of hospitalization or death of a family member): Roundtrip Ticket
  • Search and rescue expenses: €5,000
  • Third party liability abroad: €4,000,000
  • Accidental bodily injuries resulting in: Death: €10,000 and Complete disability: €50,000


  • Zone 1: Europe (You have te be European Health Insurance Card holder and study in Europe)
  • Zone 2: Worldwide, except zone 3
  • Zone 3: USA - Canada - Singapour - Hong Kong - Japan - Switzerland - Bahamas

Under 35 years old : See the pricing
Length of the stay Zone 1Zone 2 Zone 3
3 months€ 180€ 224€ 326
4 months€ 248€ 296€ 436
5 months€ 299€ 364€ 534
6 months€ 356€ 433€ 656
7 months € 412€ 502€ 756
8 months € 470€ 572€ 856
9 months € 526€ 639€ 953
10 months€ 582€ 710€ 1055
11 months€ 640€ 779€ 1155
12 months€ 696€ 845€ 1255

From 36 to 49 years old : See the pricing

From 50 to 65 Years Old : See the pricing

Booking conditions

    To be eligible for Cap Tempo Expat coverage you have to :

  • Be aged between 1 and 65 years old maximum and in good health
  • Be a resident of the European Union, Switzerland, New Caledonia or in the French Polynesian Islands.
  • Your expatriation country should be different from your nationality

  • You also have to:

  • Purchase your coverage before your departure and before the beginning on your expatriation.
  • Or you may purchase your coverage if you are already abroad on a student visa, internship, Working Holiday Visa-WHV (for which you were already insured by Chapka) and you decide to settle for a personnal project.

  • This contract is valid for a maximum of one year and is not renewable.

    For any other inquiries, you may contact our customer service.